Loan Options
One simple business loan, sized to what you actually need. Every loan is fixed-rate with a predictable monthly payment.
Rates and terms are set individually at approval based on the strength of your business. Figures shown before approval are estimates, not offers.
What owners use it for
Working Capital
Smooth out cash flow, cover payroll, bridge seasonal dips.
Equipment
Buy or repair the tools and machines your business runs on.
Inventory
Stock up ahead of your busy season or a big order.
Expansion
Open a second location, renovate, or grow the team.
Marketing
Fund the campaigns that bring in your next customers.
Refinance
Replace expensive debt with one predictable payment.
Something else
Tell us what you need.
Am I a fit?
We lend to real, operating small businesses in the United States. The strongest applications show:
- An operating business (most industries welcome)
- A business bank account with steady activity
- A clear plan for what the money will do
Newer business or thin credit? Apply anyway — a person reads every application, and we regularly say yes where formulas say no.